It has been revealed by Internations, and there’s no denying that Germany is probably one of the best place on earth to raise a family. I am a first- time parent and raising my child in a culture totally different from where I grew up with, has been the focal point of our expat move. Of course I know that all parents ,in general, desires the best for their child, and this is the reason why I wanted to share my personal experience why despite of the crazy weather and difficulty to learn the language, I think Germany is a better place to raise a kid and be a child!
You might be surprised, having a child is Germany seems more of a blessing, an enjoyable reason to defray the first-world country problems that weighs every family on a daily basis. With its excellent health benefits and support to parents, both financially & socially, raising a child here can be rewarding!
Raising an Expat child, which has windows to multiculturalism or rather, raising a Third Culture-Kid child in Germany is a privilege . Aside from the extensive leisure activities, safe environment, a more play-based educational system in the early years, every child has their own allowance up until they reached the age of 18.
My three-year old daughter has a monthly income of 192 Euros that goes to our German bank account paid by the German government. So simple as it sounds and yet so generous. When we came to live here in Germany and heard about this, we are extremely happy. Happy in a way that as parents, we all know that every single Euro matters when you are raising a child. Kindergeld is a great help to our family budget.It is granted as a tax refund, primarily to meet the constitutional rule that income is untaxable up to a child’s subsistence level.I am not talking about the amount itself, but as an expatriate parent like me, this amount is really something tangible, with this I can feel that the government “cares” about my child, and to every single child living here.
I am sure that I’m not the only one who is grateful for this. Although it seems to me that this country is an advocate of “Ordnung“( or order) and everything seems to be ruled by rules, I see that hard work really pays off. All taxpaying expatriate residents of Germany are, like Germans, entitled to Kindergeld if they have children. Also called as” Child Benefit“, the German government give all families, expats included, to help defray some of the cost of raising children. It can run from €190 to €221 per child per month, and is usually made by a fund transfer into a German bank account. We all know that raising a child is expensive. From diapers to milk, Kindergarten expenses and other essentials, plus the never-ending cycle of buying toys!
Just about any taxpayer living in Germany with children can get the Kindergeld, whether employed, self-employed or independent. You get it as a rule that until the children turn 18, though it can continue until they are 25 if they are still in school or meet other requirements for an extension.
This amount also varies depending on where region in Germany you are living.
Kindergeld amount 2017 (standard amount):
Child benefit for the first child: 192 Euros per month
Child benefit for the second child: 192 Euros per month
Child benefit for the third child: 198 Euros per month
Child benefit from the fourth child: 223 Euros per month
The child benefit amount will be increased by 2 euros per child compared to the end of 2016 for 2017.
If you are a parent and planning to move to Germany or living here and about to have a baby, then this is good news for you! If you’re interested to know more about this, you can check it Here. I will share to you the steps we took for us to avail of this benefit. It was easy, smooth and practical in all sense. The child benefit application must be submitted in writing and signed. Note that all the forms will be in German . Applications may also be submitted by an authorized representative, who must submit a written power of attorney (for example by members of the tax-consulting professions). An oral application, for example by telephone, is not possible
Here’s how to apply :
- Anmeldung ( Application) – Open to all family members. This is to prove that the family is living in Germany.
- Birth Certificate : translations of them if they are not in English / German. If child is born in Germany, a birth certificate is issued separately to apply for Kindergeld, which should be attached in original. We translated my daughter’s Arabic birth certificate into Dutch & German languages because her nationality is Dutch. We also brought along the originals with the attestations showing it was legalized both from the German embassy in Kuwait and the Netherlands embassy there.
- Your passport
- Forms to fill up are listed Here.Haushaltbescheinigung (KG3a) – A proof with your address (This has to be certified as per procedure below)
- Tax identification Number ( both parents & child)
- German Bank account ( where the transfer will be made)
- Fill in following Forms:
- Take the Haushaltbescheinigung, and your passport to your local KVR/Rathaus (The place where did you registration/anmeldung)
- Officer will verify the form and pay the applicable fee. You will be issued stamped Haushaltbescheinigung.
- Put in the envelope:
- Stamped Haushaltbescheinigung
- Antrag auf Kindergeld (filled in)
- Birth certificate
- Residence permit copy (Aufenhaltstitel)
- Post it to the office of Familienkasse belonging to the city you live in !
That’s it. You will now get your Kindergeld in 3-4 weeks. Keep the letters from Finanzamt safely for future references.
More than the benefit itself, I am really grateful that my child is growing up in a place where the family oriented lifestyle is very high.When I am writing this post, I am not actually surprised that Germany is considered a great place to raise a child and live abroad. Generally speaking, Germany is an economically strong nation, it’s a hard-working nation, and it’s a nation where the people feel a strong pride in their country. Right from the beginning, from childhood, they feel important !
Back in my home country, we don’t have such things as child benefit. You as a parent is responsible to allot savings for your child. I grew up in a culture where there is an endless pressure on “getting rich” to be able to afford everything, seeing money as an achievement or a social standing. As a child, I don’t have such as this “benefit“. I have other siblings who, along with me, strive for all our needs to be met along with all other basic necessities.
I saw both the joys and misery of raising multiple kids and I realize the effect of poverty and the support from government, or the lack of it. Families with more children struggles to meet both ends.I think that beyond the cost, it is also the reason of advocating Family planning.
Kindergeld is a form of love. There’s so much love for children here in Germany that I cannot sum up in this post. I will try to write more in my next post about this. Anyhow, Children are special gift, with tantrums and all their screaming, and Yes, they deserved to be raised in the best way that we can give to them.
Have you ever had a “child allowance”when you were a child? How did it make you feel?